{"id":1161631,"date":"2013-06-28T10:18:40","date_gmt":"2013-06-28T04:48:40","guid":{"rendered":"http:\/\/stockviz.biz\/index.php\/?p=1161631"},"modified":"2013-06-28T10:18:40","modified_gmt":"2013-06-28T04:48:40","slug":"being-in-it-for-the-long-haul","status":"publish","type":"post","link":"https:\/\/stockviz.biz\/index.php\/2013\/06\/28\/being-in-it-for-the-long-haul\/","title":{"rendered":"Being in it for the long haul"},"content":{"rendered":"<p>Fidelity has an interesting study out. The whole thing is worth a full read <a href=\"https:\/\/www.fidelity.com\/viewpoints\/personal-finance\/401k-trends\" target=\"_blank\">here<\/a>.<\/p>\n<blockquote><p>While the only predictable thing about market behavior is its unpredictability, history has shown repeatedly that continued plan contribution and diversified, age-based asset allocation has delivered better results over time.\u00a0During turbulent times, a steady course is most often the best one. A reactionary approach, including a focus on short-term market activity and related attempts to time the market, typically leads to poorer outcomes in the long term.<\/p><\/blockquote>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" alt=\"401k chart\" src=\"https:\/\/www.fidelity.com\/bin-public\/060_www_fidelity_com\/images\/Viewpoints\/PF\/401k-trends-chart-2.jpg\" width=\"725\" height=\"360\" \/><\/p>\n<p>&nbsp;<br \/>\n&nbsp;<\/p>\n<p>Besides, how you diversify matters greatly. BlackRock:<\/p>\n<blockquote><p>The fact is that in times of stress, correlations of stocks and bonds rises greatly. And a traditionally diversified portfolio contains a high degree of equity risk.<\/p><\/blockquote>\n<p>&nbsp;<br \/>\n&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/portalvhds29z8xdrqhczq.blob.core.windows.net\/wordpress\/2013\/06\/blackrock.png\" alt=\"asset allocation\" width=\"1082\" height=\"503\" class=\"alignnone size-full wp-image-1161711\" srcset=\"https:\/\/portalvhds29z8xdrqhczq.blob.core.windows.net\/wordpress\/2013\/06\/blackrock.png 1082w, https:\/\/portalvhds29z8xdrqhczq.blob.core.windows.net\/wordpress\/2013\/06\/blackrock-300x139.png 300w, https:\/\/portalvhds29z8xdrqhczq.blob.core.windows.net\/wordpress\/2013\/06\/blackrock-1024x476.png 1024w, https:\/\/portalvhds29z8xdrqhczq.blob.core.windows.net\/wordpress\/2013\/06\/blackrock-500x232.png 500w\" sizes=\"auto, (max-width: 1082px) 100vw, 1082px\" \/><\/p>\n<p>&nbsp;<br \/>\n&nbsp;<\/p>\n<p>Read the whole thing <a href=\"https:\/\/www2.blackrock.com\/webcore\/litService\/search\/getDocument.seam?venue=FP_GENERIC&amp;ServiceName=PublicServiceView&amp;ContentID=1111148938\" target=\"_blank\">here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fidelity has an interesting study out. The whole thing is worth a full read here. While the only predictable thing about market behavior is its unpredictability, history has shown repeatedly that continued plan contribution and diversified, age-based asset allocation has delivered better results over time.\u00a0During turbulent times, a steady course is most often the best &hellip; <\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[804],"class_list":["post-1161631","post","type-post","status-publish","format-standard","hentry","category-your-money","tag-reading","entry"],"_links":{"self":[{"href":"https:\/\/stockviz.biz\/index.php\/wp-json\/wp\/v2\/posts\/1161631","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stockviz.biz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stockviz.biz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stockviz.biz\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stockviz.biz\/index.php\/wp-json\/wp\/v2\/comments?post=1161631"}],"version-history":[{"count":0,"href":"https:\/\/stockviz.biz\/index.php\/wp-json\/wp\/v2\/posts\/1161631\/revisions"}],"wp:attachment":[{"href":"https:\/\/stockviz.biz\/index.php\/wp-json\/wp\/v2\/media?parent=1161631"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stockviz.biz\/index.php\/wp-json\/wp\/v2\/categories?post=1161631"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stockviz.biz\/index.php\/wp-json\/wp\/v2\/tags?post=1161631"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}